Credit card charge, perhaps, 7 letters
Delinquent's penalty, 7 letters
Financial punishment of a sort, 7 letters
Librarian's punishment, 7 letters
Missed payment result, 7 letters
Payment procrastinator's penalty, 7 letters
Penalty for dragging, 7 letters
Penalty for missing a deadline, 7 letters
Penalty for not paying on time, 7 letters
Post-deadline penalty, 7 letters
Procrastinator's comeuppance, perhaps, 7 letters
Procrastinator's penalty, 7 letters
Tape renter's penalty, 7 letters
Unwelcome discovery on a credit card statement, 7 letters
Upping of the charge of untimely returns, 11 letters
Consequences for tardiness, 8 letters
Headgear delayed in shipment?, 10 letters